About a year ago, my friend Margo and her husband purchased their first home. Like the house I'm purchasing, it was a foreclosure that required excessive dealings with lenders, bankers, and escrow agents of all shapes and sizes. For all intents and purposes, my home purchase should have been identical to theirs. But it wasn't. Why?
They closed early.
And before you tell me I'm lying, that there's no possible way anyone could close early on any home, much less one entangled in that much red tape, let me tell you a secret about Margo: she is "good cop." And her husband? "Bad cop."
The game of "good cop / bad cop" is one that has well served our law enforcement agencies (and parents) everywhere for decades. Maybe even centuries. Maybe even millennia. For all we know, "good cop / bad cop" dates back to the Ice Age. Someone should really look into that.
And the great thing about "good cop / bad cop" is that one person gets to be the raging asshole, while the other gets to be this saccharine sweet follow up. It's a one-two punch that leaves you with a gushing bloody nose, and some of those deliciously soft moisturized tissues with which to tend to it.
Margo told me that her husband put an immense amount of pressure on the escrow officers, and would flip out if anyone asked him the same question twice. Meanwhile, Margo got to balance him by being what the bureaucrats thought was the kind, sensitive, patient half of the pair. And as a result, shit got done.
The issue with buying a home while single is that there is no one to play "good cop / bad cop" with you. You have to be the saccharine sweet half all the time because if you piss someone off, there's no one else around to kiss their boo-boo and make it all better. You're just fucked.
So I'm trying as hard as I can to be "good cop," because the reality is that I'm "only cop" and I have to be nice. But as the days drag on and I find myself nearly a month past my original closing date, I'm finding that I'm not above sending a nastygram or two to whomever I can get a hold of. And at this point, I don't really care what they think. I just want my keys.